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Insurance for Small Businesses and Individuals
Small Businesses
It is essential for Small Businesses to have an insurance that provides wide coverage that could reduce the impact of unexpected circumstances which could cause losses or closure of the business to the minimum.
AG Insurance Solutions takes into account that besides the offering Corporate Insurance we must cover any risks that are inherent to the nature of this business.
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Comprehensive Insurance of Commerce:
Policies cover: Fire (explosion, damages), theft (theft losses and the damages suffered by the objects covered by the insurance), liability coverage, etc.
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Liability
Policies cover our clients from actions caused by third party actions and damages within or outside the installation. These policies cover objects that might fall/crush, damage from personnel towards third parties, damages due to deficiencies in the facilities, etc.
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Bonds
These policies guarantee the fulfillment of non-financial obligations. This type of insurance applies to situations where a company or individual, must guarantee the fulfillment of non-financial obligations which emerge from a contract or law, with a third party.
Individuals: Individual Backup Insurance
AG Insurance has the necessary experience required to prevent and backup property and values of individuals.
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Life Insurance
This policy seeks to guarantee the protection of individuals that the policy holder is responsible for. In the case of the holder’s decease, its beneficiaries or heirs have access to compensation. The policy covers other events such as: accidental death, total and permanent disability, accidental partial loss or critical illness.
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Insurance for personal accidents
These policies cover events that may produce permanent or temporary inability or death of the holder outside his/her work environment. It is the opposite to work accident insurance. It is synonym of "Insurance for individual accidents".
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Health Insurance
Offers health care (medical, surgical an pharmaceutical) in cases where critical illness is diagnosed, organ transplant, daily rent per hospitalization, daily rent per hospitalization due to an accident, convalescence due to an accident, amongst others.
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Car Insurance
Besides the obligatory insurance (which objective is to cover the responsibility of the owner or driver of the vehicle for injury or property damage that he/she could cause), the objective of these policies is to offer complementary coverage such as additional liability, damages suffered by the insured vehicle, claim of damages, etc., plus what could exceed the limits covered by the obligatory insurance.
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Home
These policies cover the damages to property or goods within the property which could be caused as consequence of a variety of risks such as: fire, water, robbery and liability.
All these insurance policies contain additional options such as: funeral assistance, technical home assistance, traveler assistance, assistance for vehicles, Medical and Dental coverage, etc.