Corporate Programs

A Comprehensive Insurance Corporate system not only helps to prevent accidents that could be suffered by our customers but also protects them from the immediate or long-term consequences they may cause; delaying the compliance of factors that are critical to the success of their strategies.

At AG Insurance Solutions we count with the experience that is required to prevent and guard the tangible assets of our clients.

We consider that companies who trust us recognize their social responsibilities and decide to care for the safety of their employees in an efficient manner, in order to achieve their long-term objectives.

Our Insurance Programs are designed to fit the needs and characteristics of our clients, whether these are small or larger companies.

  • Accidents

    Policies against accidents cover the monetary payment which could provide financial aid in case an employee/worker is no longer capable to earn an income. This system replaces the right to sue the company.

  • Financial Risk and Management of Assets

    Financial Risk control is based on the guard of our clients’ assets, protecting their accounts from the vulnerability, conflicts and even insolvency or bankruptcy of the agents they are dealing with.

  • Insurance related to welfare

    These policies have as main objective to draw, look after and keep the workforce of our clients, by offering Workmen´s compensation, life, health and retirement insurance, etc.

  • ERM Program (Enterprise Risk Management)

    Good corporate practices propose the use of methods and processes to manage risks related to the performance of our clients and the accomplishment of their objectives. Identifying risks and opportunities, we protect our clients and we add value.
    This is the reason why, at AG Insurance we developed a strategic risk management plan that: avoids risks relative to the daily activities of our clients, reduces and transfers any impact related to those risks.

  • Actuarial Consulting

  • Transport and merchandise

    These policies seek to decrease the impact of eventual issues that might take place during the transfer of merchandise using different means of transport.

    In the case of ground transport it will cover the indemnification for any losses or damages due to the crash, overturn, problems on the road, etc.

    In the case of air transport it will cover the indemnification for any losses or damages due to plane crashes, fire, thunderbolt or explosion, delays, etc.

    In the case of complementary transport, water transport it will cover the indemnification for any losses or damages due to crash, shipwreck, stranding of the ship/transport, fire, thunderbolt or explosion, etc.

  • Errors and Omissions

    This set of policies cover our clients from the impact that might result from any negligent errors or omissions during performance.

  • Plan for continuity of the business

    The loss of reputation and the interruption of businesses are at the top of the list when it comes to company’s risks. Having a plan for continuity of their business allows companies to guarantee the continuity of their activity during a crisis, increasing the company’s chances of survival.

  • Liability of Directors or Managers

    This policy protects our clients from the job responsibilities of the management personnel. It covers contingencies such as: assets management, unfair trade, bad decision making on the purchase of or sale of a company, lack of commitment or diligence performing market research, excessive or deficient investments on I+D, amongst others.

  • Environmental Risks

    This type of risk is not frequent, however it tends to be major and have a high economic impact which generates repercussions in the profit and loss account and put the liability of the company at risk.

Methodology

AG Insurance works with clients who require the design of a new Insurance Program or also, with clients who already have a policy and require the reengineering of their Insurance System. Our company is oriented by values and follows the following steps:

  • Characterization and analysis of risk to which the dynamic of the client might be exposed, their processes, human resources, technological equipment, etc. Asset valuation criteria.
  • Analysis and control of pre-existing coverage, taking into account the needs that had been identified previously. Detection of gaps that lack coverage.
  • Design of Comprehensive Program of Insurance.
  • Placement of Insurance Contracts in the market.
  • Policy Management, to adapt them to new risks that may emerge from the dynamic of the companies.
  • Design and management of a Claim System in case of loss or damage, for the Insurance Company and for any third party that might be responsible, achieving results fast while managing.
  • Updating regulations and providers, etc. constantly, in a competitive environment.